Self-Directed PRSAs

As a nation we are living longer which makes retiring planning more important than ever. No matter what your age, retirement seems like a long way off. However, retirement could account for anything up to 40 years of your lifetime, depending on your circumstances so now is the time you need to start putting plans into action to ensure you can enjoy your retirement to the full.

A Personal Retirement Savings Account (“PRSA”) affords everyone the opportunity to efficiently plan for their retirement and is designed to suit all types of people. It allows you take the opportunity to control how your pension plan is invested; the range of investment options are extensive and include deposits, structured products, shares in private and public companies, government and corporate bonds, insurance company funds and various property investment options.

Family Yacht Sailing, Parents And Daughter Sitting On Deck, Back-View

What is a non-standard PRSA? 

A non-standard Personal Retirement Savings Account (PRSA) is a tax-efficient, flexible pension plan set up by you to save for your retirement. Our non-standard PRSA gives you complete control over the investment of your pension scheme. 

How can I contribute to a PRSA? 

With a Quest Retirement Solutions PRSA you can control the frequency and level of the contributions that you wish to make. 

PRSA contributions can be made monthly or on a single contribution basis. Contributions can be made by cheque or electronic fund transfer.

The contribution amount can be amended at any time and contributions can also be ceased but Quest Retirement Solutions Ltd will need to be notified if either of these circumstances are to occur. In addition, once-off contributions can be made at any time by yourself and/or your employer on your behalf. Such flexibility allows you to constantly control how much you would like contribute to your PRSA, without any penalty. 

Key Benefits of a self-directed PRSA: In Summary

Security

All assets are held off our balance sheet in an individual Unit Trust readily identifiable for you.

Portable

You can easily move the PRSA to another without having to liquidate assets. At retirement, you can transfer the assets to a self-directed ARF, without having to liquidate assets.

Control

A self-directed PRSA allows you to control where your PRSA assets are invested. There is a vast range of investments that you can choose from.

Transparency

You can clearly see what assets are in the PRSA and what the associated costs are.

Self-directed non-standard PRSA Documentation

For more information on our self-directed PRSAs you can browse or download our documentation below.
PRSA Brochure Cover

PRSA Brochure

PRSA App Cover

PRSA Application Form

QRS PRSA PDC 2022 1

PRSA PDC

6 – BOI account opening mandate PRB

Bank Account Mandate

PRSA Charging Structure

PRSA Charging Structure

15 – PRSA Checklist

PRSA Setup Checklist

Appendix B

PRSA Appendix B

Investment Management Agreement 1

Investment Management Agreement

App for Units (Cover)

QRS Unit Trust Application for Units

QRS Investment Instruction & Declaration_Page_1

Investment Instruction & Declaration Form

QRS Terms of Business 2022 Cover

General Terms of Business

For more information on our self-directed PRSAs

Choose from one of the following options:

Document Store

Click here to access all of our self-direct PRSA documentation

Phone & Email

To talk to any member of the team you can contact
Tel: 045 88 22 81
Email: info@qrsl.ie

Find a Broker

We do not deal with the public directly.
To find a Financial Broker in your area, please click here

Please note that the provision of this product or service by Quest Retirement Solutions Ltd does not require licensing, authorisation or registration by the Central Bank and, as a result, it is not covered by the Central Bank’s requirements designed to protect consumers or by a statutory compensation scheme.