PRB Brochure Cover

Personal Retirement Bonds (PRBs)

A self-directed PRB is a pension structure approved by the Revenue Commissioners (under Chapter 1 Part 30 of the Taxes Consolidated Acts 1997). It is a flexible arrangement with a very flexible charging structure. Your PRB is designed to facilitate the transfer of funds from paid up company pension funds or existing PRBs.
ARF Application Form Cover

Approved Retirement Funds (ARFs)

An Approved Retirement Fund (ARF) is a post retirement pension, into which you can invest the remainder of your pension fund (Occupational Pension, PRSA, PRB, Personal Pension etc.), after taking your lump sum. An ARF is quite similar to the pension arrangement it came from in that it enjoys the same tax breaks, i.e. it is exempt from Irish Income and Capital Gains Tax on investments. However, after a certain age, currently 61, you have to draw an annual income from your ARF.
PRSA App Cover

Personal Retirement Savings Accounts (PRSAs)

A non-standard Personal Retirement Savings Account (PRSA) is a tax-efficient, flexible pension plan set up by you to save for your retirement. Our non-standard PRSA gives you complete control over the investment of your pension scheme.